At home or abroad, always pay at leading conversion rates with unparalleled cashback.
Reasons why people choose the ARQ on every trip.
Tap, swipe, or pay online in any country. We never charge a fee per transaction abroad.
The same rate Google shows. No spread, no markup, no "tourist FX" hidden in any of your payments.
Open your ARQ account, order your card, and travel with it for life. No maintenance fee.
Real-rate FX, no hidden costs, in seconds. No bank needed, just your phone.
Download ARQ on iOS or Android.
Create an account and verify your identity with your identity document.
Get a virtual card for free in seconds or get a physical card delivered to your residence address.
Most cards add hidden markups on top of every foreign purchase, which ends up in higher conversion costs.
Total conversion cost on foreign purchases.
Total conversion cost on foreign purchases.
Activate and add your ARQ Card to Apple Pay or Google Pay in seconds. Pay securely with your phone with just one tap.
World EliteUpgrade to ARQ Prestige to get a Mastercard World Elite card with the kind of travel and lifestyle protection usually reserved for private banking clients.
The best way to manage your finances beyond the real.
I think the cards that are not region focused fall behind with fx rates, easy on/off ramps, and general perks. My favorite right now is @arq_finance
After a few months of testing, I believe that if you receive payments from the US for working for companies there, the best option without a doubt is still @arq_finance.
I’m using ARQ (formerly DolarApp), the top choice for global finance. Spend without fees. Exchange without friction. Trade with confidence.
BEST APP FOR SPENDING IN DOLLARS.
Excellent use of ARQ. They open your account, credit your money, and make payments in USDc in 2 seconds.
ARQ lets you use the dollars you buy in the app and, from what I've seen, it has the cheapest conversion rate.
Love the app! Try it out! I have been using for a couple years now.
Having fun with the new app by @arq_finance (ex dolarapp team) it feels more smooth, clean and organized.
I recommend ARQ because their commission is a flat fee; they don't charge a percentage.
The commission at ARQ is low compared to others, just 3 USD.
ARQ became my ally as an Airbnb host. Over the past year, I needed a more efficient way to receive and manage my income in USD. I tried several options and ARQ ended up becoming my operating account.
I'm officially confirming that I love ARQ. They keep making it easier to move money internationally, pay, receive, and manage USD without hassle. I truly feel that ARQ is becoming the best app for international payments.
With ARQ, you can have US bank account details, and payments can be made to you from any banking app without the customer needing to download anything or register anywhere.
Really great news for ARQ. Strong backing and a clear vision. Exciting step forward for stablecoin finance in Latin America.
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The ARQ card is accepted in 150+ countries, at any merchant or ATM that takes Mastercard. It works online, on POS terminals, and contactless.
Yes. We use the real commercial market rate — no spread, no markup, no hidden "tourist FX". The same rate you see on Google at the moment of purchase.
Payments with the ARQ card use the digital-dollar (USDc) balance in your account, which dramatically reduces FX taxes and fees compared to traditional cards. You see the applied rate before every conversion — no hidden costs on your statement.
Yes. The card is tokenised and can be added to Apple Pay or Google Pay in seconds from inside the app. It works at any contactless terminal, at home or abroad.
Upgrading to ARQ Prestige gives you a Mastercard World Elite card with up to USD 150,000 in international medical coverage, car rental insurance, luggage protection and coverage for trip inconveniences.
No. Opening the ARQ account and ordering the virtual card is free. The physical card is delivered to your address. No annual fee, no monthly fee — you only use it when you need it.
Scan the code and join ARQ.
2 million people around the world already manage their finances with ARQ.
