Conversion with no surprises.

Convert your reais into digital dollars or digital euros in seconds, at the real market rate. No hidden fees.

BRL
You convert
USDc
You receive exactly
Total cost (0.5%)0.00 BRL
Commercial rate
You receive— USDc
App rating
4.5 /5
4.7 /5
As featured in
Why ARQ

2 million people around the world already manage their finances with ARQ.

Bruna Marquezine ARQ Ambassador

Convert from as little as 1 USDc any time of day.

Convert digital dollars, digital euros and your local currency at the real rate, no spread, no waiting for office hours. The market never sleeps, neither does ARQ.

The card for
borderless wealth.

At home or abroad, always pay at leading conversion rates with unparalleled cashback.

Grow your wealth at a global scale.

Access earnings accounts and leading stocks and ETFs to invest your capital across global markets.

Convert in 3 steps.

Real-rate FX, no hidden spread, in seconds. No bank needed, just your phone.

  1. 01

    Create your account

    Download ARQ on iOS or Android and create your account in minutes. No branch, no paperwork.

  2. 02

    Add balance

    Top up from any bank with an instant local transfer. Real-time and free.

  3. 03

    Complete the conversion

    Set the exact amount you want to convert. See the real rate, the cost, and the exact amount you receive before confirming. No fine print.

Frequently asked questions.

Didn't find what you were looking for? Visit our help center.

Go to Help Center

Don't take our word for it.

The best way to manage your finances beyond the real.

Wolmy Neto @WMMNeto

BEST APP FOR SPENDING IN DOLLARS.

Juan Diego Sabogal @Juansabogalv

With ARQ, you can have US bank account details, and payments can be made to you from any banking app without the customer needing to download anything or register anywhere.

Conish @RabbitOutOfHat

I recommend ARQ because their commission is a flat fee; they don't charge a percentage.

Johana Tarazona

I'm officially confirming that I love ARQ. They keep making it easier to move money internationally, pay, receive, and manage USD without hassle. I truly feel that ARQ is becoming the best app for international payments.

Isaac I. Rivera @isaacirivera

Love the app! Try it out! I have been using for a couple years now.

Gabo @FueledByTinto

The commission at ARQ is low compared to others, just 3 USD.

Cryptolawyer @criptolawyer

Having fun with the new app by @arq_finance (ex dolarapp team) it feels more smooth, clean and organized.

Juan Esteban Sierra @juaNFT_ETH

I think the cards that are not region focused fall behind with fx rates, easy on/off ramps, and general perks. My favorite right now is @arq_finance

Francisco @Bortolotts

ARQ lets you use the dollars you buy in the app and, from what I've seen, it has the cheapest conversion rate.

Alo Miro @A_loMiro

I’m using ARQ (formerly DolarApp), the top choice for global finance. Spend without fees. Exchange without friction. Trade with confidence.

Francisco @francis7444

After a few months of testing, I believe that if you receive payments from the US for working for companies there, the best option without a doubt is still @arq_finance.

Sampsonites @sampsonitesddev

Really great news for ARQ. Strong backing and a clear vision. Exciting step forward for stablecoin finance in Latin America.

Juan @Juandessel1

Excellent use of ARQ. They open your account, credit your money, and make payments in USDc in 2 seconds.

Carolina Solórzano

ARQ became my ally as an Airbnb host. Over the past year, I needed a more efficient way to receive and manage my income in USD. I tried several options and ARQ ended up becoming my operating account.

Our investors

Backed by the best.

Download ARQ.
Start today.