Conversion with no surprises.

Opening your account is free. Top up directly in dollars via ACH or Wire and keep your balance in digital dollars. Convert to pesos whenever you need, in seconds and at the real market rate. And if you prefer, you can also top up in pesos via local transfer with your Alias CVU. No hidden fees, and always the best rate, in both directions.

ARS
You receive exactly
USDc
You convert
App rating
4.5 /5
4.6 /5
As featured in
Why ARQ

2 million people around the world already manage their finances with ARQ.

Convert from as little as 1 USDc any time of day.

Convert digital dollars, digital euros and pesos at the real rate, no spread, no waiting for office hours. The market never sleeps, neither does ARQ.

The card for
borderless wealth.

At home or abroad, always pay at the best rate and without the 30%.

Grow your wealth at a global scale.

Access earnings accounts and leading stocks and ETFs to invest your capital across global markets.

Convert in 3 steps.

Real-rate FX, no hidden fees, easy, secure and in seconds. No bank needed, just your phone.

  1. 01

    Create your account

    Download ARQ on iOS or Android and create your account in minutes. No branch, no paperwork.

  2. 02

    Add balance

    Ideally, top up in dollars via ACH or Wire, and your balance stays in digital dollars. If you prefer, you can also top up in pesos via local transfer, instantly and at no cost, in euros (SEPA), crypto (USDC or USDT) or Mexican and Colombian pesos.

  3. 03

    Convert whenever you want

    Inside the app you switch from digital dollars to pesos or digital euros whenever you want, at the real rate. You see the exact amount before confirming. No fine print.

Frequently asked questions.

Didn't find what you were looking for? Visit our help center.

Go to Help Center

Don't take our word for it.

The best way to manage your finances beyond the peso.

Sampsonites @sampsonitesddev

Really great news for ARQ. Strong backing and a clear vision. Exciting step forward for stablecoin finance in Latin America.

Juan @Juandessel1

Excellent use of ARQ. They open your account, credit your money, and make payments in USDc in 2 seconds.

Conish @RabbitOutOfHat

I recommend ARQ because their commission is a flat fee; they don't charge a percentage.

Johana Tarazona

I'm officially confirming that I love ARQ. They keep making it easier to move money internationally, pay, receive, and manage USD without hassle. I truly feel that ARQ is becoming the best app for international payments.

Cryptolawyer @criptolawyer

Having fun with the new app by @arq_finance (ex dolarapp team) it feels more smooth, clean and organized.

Francisco @francis7444

After a few months of testing, I believe that if you receive payments from the US for working for companies there, the best option without a doubt is still @arq_finance.

Isaac I. Rivera @isaacirivera

Love the app! Try it out! I've been using it for a couple of years now.

Javi Er @orko_bolsero

I fund IBKR via ARQ. You deposit ARS, convert it to USDc, and send it directly to IBKR. No more bank bureaucracy.

Juan Esteban Sierra @juaNFT_ETH

I think the cards that are not region focused fall behind with fx rates, easy on/off ramps, and general perks. My favorite right now is @arq_finance.

Wolmy Neto @WMMNeto

BEST APP FOR SPENDING IN DOLLARS.

Carolina Solórzano

ARQ became my ally as an Airbnb host. Over the past year, I needed a more efficient way to receive and manage my income in USD. I tried several options and ARQ ended up becoming my operating account.

Francisco @Bortolotts

ARQ lets you use the dollars you buy in the app and, from what I've seen, it has the cheapest conversion rate.

Juan Diego Sabogal @Juansabogalv

With ARQ, you can have US bank account details, and payments can be made to you from any banking app without the customer needing to download anything or register anywhere.

Alo Miro @A_loMiro

I'm using ARQ (formerly DolarApp), the top choice for global finance. Spend without fees. Exchange without friction. Trade with confidence.

Gabo @FueledByTinto

The commission at ARQ is low compared to others, just 3 USD.

Our investors

Backed by the best.

Download ARQ.
Start today.