Pay your purchases in dollars and abroad without the 30%.

Online or traveling, always pay at the best rate with no extra charges.

Get ARQ card
App rating
4.5/5
4.6/5
As featured in

A truly global card.

Reasons why people choose ARQ to shop online and pay on their trips.

Free card payments anywhere abroad.

Tap, swipe, or pay online in any country. We never charge a fee per transaction abroad.

Online purchases in dollars, with no extra charges.

Ideal for subscriptions, international store purchases, ads, and games.

No maintenance fee. Ever.

Open your ARQ account, order your card, and use it for life.

Open account

Get your card in 3 steps.

Real-rate FX, no hidden costs, in seconds. No bank needed, just your phone.

  1. 01

    Sign up

    Download ARQ on iOS or Android.

  2. 02

    Verify your identity

    Create an account and verify your identity with your identity document.

  3. 03

    Order and activate your card

    Get a virtual card for free in seconds or get a physical card delivered to your residence address.

Get ARQ card
Why ARQ

2 million people around the world already manage their finances with ARQ.

When you compare, the choice is easy.

Most cards add costs on top of every foreign purchase, which ends up in higher purchase costs.

Other cards
30%

Total cost on foreign purchases.

0%

Total cost on foreign purchases.

See conversion rates

Pay contactless anywhere.

Activate and add your ARQ Card to Apple Pay or Google Pay in seconds. Pay securely with your phone with just one tap.

Apple PayGoogle Pay
  • Tokenised. Your card number is never shared
  • Face ID or fingerprint required for every payment
  • Works at every contactless terminal
Get ARQ card
MastercardWorld Elite

Travel protected, not just covered.

Upgrade to ARQ Prestige to get a Mastercard World Elite card with the kind of travel and lifestyle protection usually reserved for private banking clients.

Up to USD 150,000 coverage per person for medical expenses while traveling for you, your partner and children.

Up to USD 75,000 coverage to a rental vehicle for damages due to collision, theft, accidental fire, or vandalism during your trip. CDW (Collision Damage Waiver) and LDW (Loss Damage Waiver) from the rental company must be declined.

Coverage for up to USD 3,000 for lost luggage and up to USD 600 for delayed luggage, so your trip keeps moving even if your bag doesn't.

Up to USD 3,000 for trip cancellation and USD 200 for trip delay. Coverage for the moments the travel doesn't go to plan.

Upgrade to Prestige

Don't take our word for it.

The best way to manage your finances beyond the peso.

Conish@RabbitOutOfHat

I recommend ARQ because their commission is a flat fee; they don't charge a percentage.

Juan@Juandessel1

Excellent use of ARQ. They open your account, credit your money, and make payments in USDc in 2 seconds.

Francisco@Bortolotts

ARQ lets you use the dollars you buy in the app and, from what I've seen, it has the cheapest conversion rate.

Alo Miro@A_loMiro

I'm using ARQ (formerly DolarApp), the top choice for global finance. Spend without fees. Exchange without friction. Trade with confidence.

Wolmy Neto@WMMNeto

BEST APP FOR SPENDING IN DOLLARS.

Juan Esteban Sierra@juaNFT_ETH

I think the cards that are not region focused fall behind with fx rates, easy on/off ramps, and general perks. My favorite right now is @arq_finance.

Johana Tarazona

I'm officially confirming that I love ARQ. They keep making it easier to move money internationally, pay, receive, and manage USD without hassle. I truly feel that ARQ is becoming the best app for international payments.

Carolina Solórzano

ARQ became my ally as an Airbnb host. Over the past year, I needed a more efficient way to receive and manage my income in USD. I tried several options and ARQ ended up becoming my operating account.

Juan Diego Sabogal@Juansabogalv

With ARQ, you can have US bank account details, and payments can be made to you from any banking app without the customer needing to download anything or register anywhere.

Francisco@francis7444

After a few months of testing, I believe that if you receive payments from the US for working for companies there, the best option without a doubt is still @arq_finance.

Javi Er@orko_bolsero

I fund IBKR via ARQ. You deposit ARS, convert it to USDc, and send it directly to IBKR. No more bank bureaucracy.

Sampsonites@sampsonitesddev

Really great news for ARQ. Strong backing and a clear vision. Exciting step forward for stablecoin finance in Latin America.

Isaac I. Rivera@isaacirivera

Love the app! Try it out! I've been using it for a couple of years now.

Gabo@FueledByTinto

The commission at ARQ is low compared to others, just 3 USD.

Cryptolawyer@criptolawyer

Having fun with the new app by @arq_finance (ex dolarapp team) it feels more smooth, clean and organized.

Frequently asked questions.

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