Receive global payments for a flat-fee, hold digital dollars and digital euros, and convert into reais at the real conversion rate when you need it.
ARQ helps remote workers and freelancers in Brazil, Mexico, Argentina, and Colombia manage global finances from one account.
Send and receive payments from the United States and Europe with your own account details, at the real conversion rate and with no surprises.
At home or abroad, always pay at the market conversion rate, with an unmatched cashback.
Convert reais into digital dollars or digital euros in seconds, at real market rates. No hidden fees.
Get digital dollars and digital euros in seconds, at real market rates. Without hidden fees.
Get ARQ
BRL
USDcUSDc and EURc are virtual assets and not fiat currency.
For more information read article with explanation on what is stablecoins.
For freelancers, contractors, creators, and digital nomads who get paid in hard currency and spend in reais.
The best way to manage your finances beyond the real.
Love the app! Try it out! I have been using for a couple years now.
Excellent use of ARQ. They open your account, credit your money, and make payments in USDc in 2 seconds.
After a few months of testing, I believe that if you receive payments from the US for working for companies there, the best option without a doubt is still @arq_finance.
Having fun with the new app by @arq_finance (ex dolarapp team) it feels more smooth, clean and organized.
I recommend ARQ because their commission is a flat fee; they don't charge a percentage.
Really great news for ARQ. Strong backing and a clear vision. Exciting step forward for stablecoin finance in Latin America.
I think the cards that are not region focused fall behind with fx rates, easy on/off ramps, and general perks. My favorite right now is @arq_finance
The commission at ARQ is low compared to others, just 3 USD.
I'm officially confirming that I love ARQ. They keep making it easier to move money internationally, pay, receive, and manage USD without hassle. I truly feel that ARQ is becoming the best app for international payments.
ARQ became my ally as an Airbnb host. Over the past year, I needed a more efficient way to receive and manage my income in USD. I tried several options and ARQ ended up becoming my operating account.
ARQ lets you use the dollars you buy in the app and, from what I've seen, it has the cheapest conversion rate.
BEST APP FOR SPENDING IN DOLLARS.
I’m using ARQ (formerly DolarApp), the top choice for global finance. Spend without fees. Exchange without friction. Trade with confidence.
With ARQ, you can have US bank account details, and payments can be made to you from any banking app without the customer needing to download anything or register anywhere.
Didn't find what you were looking for? Visit our help center.
ARQ charges a flat fee of $3 (or €3) per international payment received — no matter the amount or the platform. No percentages, no hidden costs.
You can receive dollars (USD) and euros (EUR) using your own ARQ account details. The funds land in your account as digital dollars (USDc) or digital euros (EURc), ready to use or convert.
Yes. Set your ARQ account details as the payout destination on Deel, Remote, Oyster, or on platforms like AdSense, Substack, Patreon, and Twitch — the money lands straight in your digital account.
Most payments land within 1 business day of being sent. On some corridors and platforms the funds are available in minutes.
Conversions use the real commercial market rate, with no inflated spread. You convert when the FX rate is in your favor — there's no mandatory deadline to move your USDc or EURc balance.
Scan the code and join ARQ.
2 million people around the world already manage their finances with ARQ.
