The global account for remote workers in Colombia.

Receive global payments for a flat-fee, hold digital dollars and digital euros, and convert into pesos at the real conversion rate when you need it.

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App rating
4.7/5
4.5/5
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One account for the way remote work pays.

ARQ helps remote workers and freelancers in Brazil, Mexico, Argentina, and Colombia manage global finances from one account.

Your own global account details.

Send and receive payments from the United States and Europe with your own account details, at the real conversion rate and with no surprises.

Global card for borderless life.

At home or abroad, always pay at the market conversion rate, with an unmatched cashback.

Convert with no hidden markups.

Convert pesos into digital dollars or digital euros in seconds, at real market rates. No hidden fees.

Built for the world's pace, not the bank's.

Get digital dollars and digital euros in seconds, at real market rates. Without hidden fees.

Get ARQ
Traditional bankARQ
International transfer fee
$25–$45 USDFlat fee: $3 / €3
FX markup on conversion
3–5%Real rate
Time to settle abroad
3–5 business daysUS: 1 day / Europe: Instant
Supported currencies
Pesos onlyUSDc and EURc
Hidden fees
MultipleNone
Account opening
Days, branch visitMinutes, in-app

Don't just take our word for it. See for yourself.

COP
You convert
USDc
You receive exactly

USDc and EURc are virtual assets and not fiat currency.
For more information read article with explanation on what is stablecoins.

Built for global professionals.

For freelancers, contractors, creators, and digital nomads who get paid in hard currency and spend in pesos.

Bill clients in the US or Europe directly through ARQ. Conversion at the real rate, with no hidden fees.

Get paid through Deel, Remote, or Oyster. Flat fee of $3 / €3 per payment, no matter the amount.

AdSense, Substack, Patreon, Twitch. Receive platform earnings and convert when the rate is in your favor.

Multi-currency card, ATM withdrawals abroad, and local instant payments in pesos at home.

Why ARQ

2 million people around the world already manage their finances with ARQ.

Diego BonetaARQ Ambassador

Don't take our word for it.

The best way to manage your finances beyond the peso.

Juan Diego Sabogal@Juansabogalv

With ARQ, you can have US bank account details, and payments can be made to you from any banking app without the customer needing to download anything or register anywhere.

Gabo@FueledByTinto

The commission at ARQ is low compared to others, just 3 USD.

Isaac I. Rivera@isaacirivera

Love the app! Try it out! I've been using it for a couple of years now.

Alo Miro@A_loMiro

I'm using ARQ (formerly DolarApp), the top choice for global finance. Spend without fees. Exchange without friction. Trade with confidence.

Johana Tarazona

I'm officially confirming that I love ARQ. They keep making it easier to move money internationally, pay, receive, and manage USD without hassle. I truly feel that ARQ is becoming the best app for international payments.

Juan@Juandessel1

Excellent use of ARQ. They open your account, credit your money, and make payments in USDc in 2 seconds.

Conish@RabbitOutOfHat

I recommend ARQ because their commission is a flat fee; they don't charge a percentage.

Francisco@francis7444

After a few months of testing, I believe that if you receive payments from the US for working for companies there, the best option without a doubt is still @arq_finance.

Cryptolawyer@criptolawyer

Having fun with the new app by @arq_finance (ex dolarapp team) it feels more smooth, clean and organized.

Sampsonites@sampsonitesddev

Really great news for ARQ. Strong backing and a clear vision. Exciting step forward for stablecoin finance in Latin America.

Carolina Solórzano

ARQ became my ally as an Airbnb host. Over the past year, I needed a more efficient way to receive and manage my income in USD. I tried several options and ARQ ended up becoming my operating account.

Wolmy Neto@WMMNeto

BEST APP FOR SPENDING IN DOLLARS.

Francisco@Bortolotts

ARQ lets you use the dollars you buy in the app and, from what I've seen, it has the cheapest conversion rate.

Juan Esteban Sierra@juaNFT_ETH

I think the cards that are not region focused fall behind with fx rates, easy on/off ramps, and general perks. My favorite right now is @arq_finance.

Santiago Donado

ARQ is the solution for EVERYTHING in dollars. Need to send money to the United States? It costs just 3 USD per transaction and arrives in 1 business day. Want to save in dollars? Topping up is FREE and super easy via PSE. Going to travel and need dollars? Just by registering, you already get a virtual card in your wallet to start spending.

Frequently asked questions.

Didn't find what you were looking for? Visit our help center.

Go to Help Center

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Backed by the best.

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