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Here's why thousands of people recommend ARQ.

The card for
borderless wealth.

At home or abroad, always pay at leading conversion rates with unparalleled cashback.

An account as global as your income.

Receive and send payments from the US and Europe with your own account details, at the conversion rate and without surprises.

Grow your wealth at a global scale.

Access earnings accounts and leading stocks and ETFs to invest your capital across global markets.

2 million people around the world already manage their finances with ARQ.

4.5/5 4.7/5

“What I like most about this app is how clear the conversion rates are. I've used other platforms before, but with ARQ you always know the total cost of what you are paying. It really makes a difference when you see how much you save over time.”

Thiago S.

São Paulo • 8 Sep 2025

“I really enjoy using ARQ, especially when I travel. Making payments with Pix is very easy and everything just works smoothly. I've tried other options before, but this one has been the most convenient for me so far.”

Ana O.

Campinas • 19 Nov 2025

“ARQ has been a big help for both my travels and managing my digital dollars. Being able to convert my reais automatically and have everything in one place makes things much simpler. It's a great option if you want more control over your money.”

Pedro P.

São Paulo • 5 Jan 2026