ARQ Business has simple, transparent pricing. You always see the fee and the exchange rate in the platform before you confirm a payment.
How much does ARQ Business cost?
Account costs
Service | Fee |
|---|---|
Opening your account | None |
Monthly fee | None |
Minimum balance | None |
Transfer costs (same costs apply for receiving and sending money)
Service | Fee |
|---|---|
SPEI (Mexico) | None |
Pix (Brazil) | None |
ARS Bank Transfer (Argentina) | None by ARQ (Argentine government taxes apply) |
COP Bank transfer (Colombia) | None |
ACH (USD for USA accounts) | Free for your first 12 months, then 3 USDs per transfer |
Wire (USD for USA accounts) | Free for your first 12 months, then 10 USDs per transfer |
SEPA (EUR for Europe accounts) | Free for your first 12 months, then 10 EURc per transfer |
Transfer to ARQ Retail accounts (via ARQTag) | Free |
Moving money between sub-accounts | Free |
Card costs
Service | Fee |
|---|---|
Issuing digital card | Free |
Issuing physical card (MEX only) | 1 per account user is free, additional cards cost 5 USDs each |
ATM fees | 1% of withdrawals (other fees might be charged by the ATM, those are unrelated to ARQ) |
Card transactions | No fees are charged, money comes from your account balance |
How do exchange rates work?
When you convert between currencies, the rate you see in the platform already includes all our fees. There is no separate exchange fee, and you see the final amount before you confirm.
📌 Note: In Argentina, local taxes on peso (ARS) movements, such as the tax on debits and credits and provincial gross income withholdings, are applied as required by law. They are not ARQ fees.
Do you have questions?
If you need more information, contact us through:
💬 Platform's support chat.
📱 ARQ Business exclusive WhatsApp: +1-231-239-7666
📧 Email: business.support@arqfinance.com
Move money with clear, upfront pricing on ARQ Business.
