Scheduled payments and why they fail

Schedule a payment for a future date, and what to do if it doesn't go through

You can schedule a payment to go out automatically on a date and time you choose.

How do I schedule a payment?

  1. Log in to your account (https://business.arqfinance.com/sign-in)

  2. Click 'Move money', then 'Send', and select the recipient

  3. Enter the amount and click 'Review transfer'

  4. On the 'Confirm payment' screen, click 'Now' next to 'Payment date' and choose a future date and time

  5. Click 'Schedule payment of [amount]'

You can schedule a payment only when it doesn't need a currency conversion. For example, digital dollars to a US bank account, digital euros by SEPA or reais by Pix.

Where can I see my scheduled payments?

Click 'Transactions', then the 'Scheduled' tab. Open a payment to cancel it or click 'Pay now' to send it straight away.

If the payment needs an Admin's approval, it shows as 'Pending approval'. It must be approved before the scheduled date, or it won't be sent. See How do payment approvals work?

Why did my scheduled payment fail?

On the scheduled date, we check your balance and the recipient. If the payment can't be sent, we email your Admins with the reason:

Reason in the email

What to do

Insufficient balance to complete withdrawal

Add balance and send the payment again

Beneficiary no longer exists

The recipient was deleted. Add them again and send the payment

Cannot send money to yourself

To move money between your own accounts, use 'Convert' in 'Move money'

No payment route available for this transfer

The account you pay from can't send this payment yet. For example, your USD and EUR account details aren't ready, or your BRL account has no active Pix key. Contact us if you're not sure why

Unknown error occurred during processing

Contact us and we'll check it

Do you have questions?

If you need more information, contact us through:

  • 💬 Platform's support chat.

  • 📱 ARQ Business exclusive WhatsApp: +1-231-239-7666

  • 📧 Email: business.support@arqfinance.com

Plan your payments ahead on ARQ Business.

Get in touch

We're here to help. Message us anytime.

Go to dashboard