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Here's why thousands of people recommend ARQ.

The card for
borderless wealth.

At home or abroad, always pay at leading conversion rates with unparalleled cashback.

An account as global as your income.

Receive and send payments from the US and Europe with your own account details, at the conversion rate and without surprises.

Grow your wealth at a global scale.

Access earnings accounts and leading stocks and ETFs to invest your capital across global markets.

2 million people around the world already manage their finances with ARQ.

4.7/5 4.5/5

“I've been to several countries like Japan, the U.S., and across Europe, and I always pay with my ARQ card. No matter the local currency, I can pay directly and the card handles the conversion. It gives me peace of mind, and I can also top up using my local currency which is automatically converted to digital dollars. It's a great card. For travelers, it's one of the best, and they deliver it anywhere in the world.”

Juan Manuel G.

Medellin • 28 Aug 2025

“Great experience. I didn't have any issues at all, and the card worked everywhere in Europe, in large stores and even at a small fruit stand on the street. Everything was super easy and, best of all, there were no fees.”

Hordania S.

Bogotá • 14 Oct 2025

“I love ARQ. It is the absolute best way to get paid in the US and be able to use that balance at the best conversion rate here in Colombia.”

Natalia R.

Bogotá • 30 Dec 2025